Financial Fraud

Scammers advertise guaranteed refunds, fake credits, or “insider” filing strategies — then harvest fees, documents, and identities.

A “ghost preparer” prepares a return but refuses to sign it or include their required identification — leaving you holding responsibility.

Criminals use stolen personal data to file early and redirect refunds — and keep exploiting your identity long after tax season ends.

Messages look official and try to trigger fear or excitement — “urgent issue,” “final notice,” “refund available” — to push you to…