Why this matters
Most personal exposure comes from a handful of gaps: reused passwords, missing multifactor, stale devices, and public personal data. Fifteen honest minutes with this checklist shows you exactly where you stand.
Step by step
- Passwords: is every important account unique, long, and stored in a manager?
- Multifactor: is it on for email, banking, and social — app or key, not just SMS?
- Devices: is everything you own updating automatically, with encryption on?
- Exposure: search your name — what do data brokers and old profiles reveal?
- Recovery: could you regain access to your email and bank if a device vanished today?
BlackCloak tips
Score yourself honestly, then fix one category a week rather than everything at once. The passwords-and-multifactor pair removes the most risk for the least effort — start there.