Why this matters
Recovering a stolen identity can take months, resulting in lengthy disputes and damaged credit. Preventing it in the first place is far easier than untangling the aftermath.
Step by step
- Freeze your credit with the major bureaus to block new accounts.
- Monitor bank and card statements regularly for unfamiliar transactions.
- Shred documents containing personal or financial details before disposal.
- Never share sensitive information in response to unsolicited calls or emails.
- Enable alerts and multifactor authentication on financial accounts.
BlackCloak tips
Check your credit report at least annually for accounts you do not recognize. Be cautious about how much personal detail you reveal on social media, as it fuels identity fraud.